Stacking Coupons, Cashback and Sales: What Usually Works

Layering savings can add up, but each retailer sets its own rules.

Sale price plus a code

Some stores let a code apply on top of a sale price, while others restrict codes to full-price items. The terms line on the offer should say which.

Codes and cashback

Cashback portals track your purchase through a special link. Applying a code does not always cancel cashback, but some retailers void tracking if you use a code from outside the portal. Read the portal's terms.

Loyalty points

Points are usually earned on the amount you actually pay, so a discount can reduce the points you collect. Decide which matters more for the purchase.

Gift cards

Buying a discounted gift card for a store you use often is a simple way to save. Check that the card is from an authorised seller.

Keep it simple

If stacking requires lots of steps, the saving may not be worth your time. Aim for one clear discount on things you were going to buy anyway.